Privacy Policy

Introduction

FinxpdX recognizes the importance of protecting personal data and the privacy of data subjects. Safeguarding your personal data and ensuring its security are of utmost importance to the Website. Therefore, FinxpdX has established this Personal Data Protection Policy (“Policy”) as part of its social responsibility. We are committed to complying with personal data protection laws and other relevant regulations to ensure that the Website is dedicated to providing secure services and protecting your personal data to the highest standards. This policy outlines the processes for collecting, using, storing, transmitting, and deleting data, as well as the other rights of data subjects.

Please read this policy thoroughly before entering into any business relationship with FinxpdX or engaging in any activities with Us. By entering into an agreement with FinxpdX and consenting to the collection of your data, you hereby acknowledge and agree to be bound by the terms and conditions of this policy as set forth herein.

This policy is created to explain and clarify the practices regarding the collection, use, or disclosure of personal data, including the rights of the data subjects as per the Personal Data Protection Act.

Interpretation

Unless otherwise specified herein, the following terms shall have the meanings set forth below:

“FinxpdX”or “the Website”or “We” or “Us” or “the Company” means the entity hosting services under the domain name https://FinxpdX.com/.

“Data Controller” means any person or public authority which, alone or jointly with others, determines the purposes and means of processing personal data and has the authority to make decisions regarding such processing.

“Data Subject” or “You” or “User” means any individual, excluding legal entities, who can be identified from:

Personal data and other information that the website has or is likely to access.

“Personal Data” means any information relating to a data subject that can identify the data subject, whether such information is:

true or false;
directly or indirectly;
in physical or electronic form.

“Processing” or “Process” means any operation performed on personal data, including but not limited to the collection, use, storage, transmission, and deletion of personal data.

Purpose and Scope of the Policy

This policy shall apply to you, contractors, employers, and/or users of the website and/or platform operated by FinxpdX and third-party service providers who can access or process personal data (“you” or “your”). This policy will cover all personal data collected, stored, processed, transferred, or deleted by FinxpdX in the course of the company’s business operations. Under this policy, FinxpdX will act as the Data Controller for all additional personal data related to the company’s website and/or platform, such as the information you provide when creating an account and any actions taken on the company’s website and/or platform.

Under this Personal Data Policy, your data will be used for the following purposes:

Legal Transactions, Contracts, or any Transactions
- To facilitate entering into legal transactions or contracts and to comply with such legal transactions or contracts.
- To conduct any related transactions.
- To communicate for business purposes with the data subject in the capacity of an employer or contractor.
Legal Compliance
- To ensure compliance with applicable laws, rules, and regulations relevant to the website.
- To carry out actions required by governmental authorities.
Company Operations and Development
- For internal administration and management, such as usage data analysis and auditing.
- To improve services or user experience.
- To collect user feedback.
- To provide post-service support.
- For marketing and service promotion.
- To conduct internal audits in various areas such as security and operations.
Media Production and Dissemination
- To use photographs, videos, or other content related to the data subject in the production and dissemination of media on online platforms or other channels.
Legitimate Interests of the Company or Others
- To investigate and prevent actions that may violate the law.
- To prevent or mitigate harm to the life, body, or mental well-being of individuals.

Collection of Personal Data

By engaging in any activity within the Website, you consent to the processing of your personal data. You expressly consent to the collection, organization, grouping, storage, modification (including updates and changes), use, anonymization, blocking, deletion, and distribution (transfer) of such personal data to third parties under the terms specified in this policy. FinxpdX shall collect personal data for purposes and within the scope of lawful and fair methods necessary for providing services in accordance with its duties, complying with legal requirements, and utilizing this data in the event of a dispute between you and FinxpdX. Consequently, we will inform and obtain the data subject’s consent through electronic channels or other methods as determined by Us.

We collect two types of data and information from you: Non-Personal Information and Personal Information. This collection is carried out for the purposes of providing, maintaining, protecting, and improving our services, developing new services, and safeguarding FinxpdX and its users.

Non-Personal Information – We retain some non-personally identifiable information (“Non-Personal Information”), such as your approximate geo-location, your web request, browser type, browser language, web pages you visit before or after visiting our Website or using the App, URLs, platform type, click numbers, landing pages, viewed pages and the order of those pages and time spent on pages. This information is collected and retained for security reasons and so that we can audit and statistically track usage, audit our affiliates, and calculate payments to third parties.
Personal Information – “Personal Information” is information that may be of a private or sensitive nature, including your name, gender, phone number, e-mail address or mailing address, payment information and IP address. We collect your IP address as part of your use of the Service. We also collect the following Personal Information from you when you create an account (“Account”) on the Website which is required to access certain parts of the Service: your full name, email address, password, and phone number.

In the event that a data subject refuses to provide the necessary information required for any juristic acts or contract, or refuses to provide any information required by the website for legal proceedings, We may need to refuse to enter into such a juristic acts or contract, or may terminate any existing relationship with the data subject.

In the event that the Website needs to process your personal data for purposes other than those initially specified, we will notify you accordingly. If such additional processing cannot be justified by any other legal basis, the Website will obtain your explicit consent before processing your personal data for the new purposes. You will have the option to grant or withhold your consent according to your preference.

Personal Data Automatically Collected from Data Subjects

FinxpdX also automatically generates or collects information from your computer or device when you use the Website’s services. This includes your IP address, location, information about the device and browser you use to access FinxpdX, as well as information about your usage and profile, such as your interactions with the company’s website and/or platform or marketing emails.

Other Methods of Collecting Personal Data

When FinxpdX collects your personal data, you reserve the right to be informed of the details as specified in this policy, which includes but is not limited to the purposes and legal basis for the collection, use, disclosure, or processing of any personal data. If the processing of personal data requires your consent under applicable data protection laws, FinxpdX shall obtain your explicit consent.

In the event that FinxpdX collected your personal data prior to the effective date of any data protection laws governing the collection, use, disclosure, or processing of personal data, We shall continue to collect and use your personal data for the original purposes previously communicated to You. You have the right to withdraw your consent by contacting FinxpdX using the contact details provided in this policy. We reserve the right to review the withdrawal request and to act in accordance with the requirements of the applicable data protection laws.

Processing of Personal Data

According to data protection laws, FinxpdX will handle all activities and process your personal data in accordance with the legitimate interest and specified purposes. FinxpdX will handle your personal data in accordance with applicable laws and regulations based on at least one of the following legal reasons:

Consent of the Data Subject
Performance of a Contract
Compliance with Legal Obligations
Legitimate interest pursued by FinxpdX or third-party service providers who may access or process your personal data

Your personal data will be processed for each activity based on the following purposes

Provision of Company Services: Including facilitating your reviews, granting you access to your user account, and providing access to the Website and/or platform.
Improvement of Platforms and Services: Enhancing the Company’s platforms and services.
Responding to Inquiries and Providing Services: Addressing your questions and delivering services to you.
Distribution of Company Newsletters: Sending newsletters from the Company.
Employee Training and Quality Control: For employee training and quality control purposes, which assist our company in improving the quality of its services.
Legal and Regulatory Compliance: Ensuring adherence to all legal requirements, regulations, and audits. This may include retaining data due to legal obligations or court orders.
Enforcement of Terms and Conditions: Your personal data will be utilized to ensure compliance with the Company’s policies and agreements, thereby upholding our terms and conditions.
Compliance with Legal Rights and Obligations: Ensuring alignment with the Company’s legal rights and obligations and applicable laws.
Pursuing Legitimate Business Interests: Related to operating the Website and/or platform and providing services. Processing will be relevant, adequate, and limited to what is necessary for the purposes collected, ensuring it does not unfairly impact your rights and freedoms.

FinxpdX will handle your personal data in accordance with the specified legal obligation and objectives. If your personal data is used for purposes that cannot be justified under any legal obligation, the Website will inform you and request your consent for processing.

If you provide explicit consent for processing your personal data, such as subscribing to the newsletter or accepting cookies, you may revoke your consent at any time using the provided functionalities or by contacting us. Note that we may still process your data under other legal arguments above.

Data Retention Period

FinxpdX will securely store your personal data for as long as it is required to fulfill the intended purposes of its collection. The duration for which personal data is kept will depend on the specific purposes for processing. Furthermore, FinxpdX will keep personal data for the duration required by relevant laws, taking into account the timeframes specified for any potential legal proceedings that may arise from or concern to the collected documents or personal data. For instance, this includes fulfilling contractual obligations between FinxpdX and you, providing requested services, complying with legal requirements, or serving the Company’s legitimate interests. The Website reserves the right to destroy such personal data from its storage without prior notice to the data subject.

Disclosure of Personal Data

FinxpdX is authorized to share personal data with specific entities or individuals for the intended purposes, in accordance with applicable criteria.
- FinxpdX will include advisors, legal representatives, employees, staff members, directors, managers, or personnel of FinxpdX as required and on a need-to-know basis for handling personal data, managing internal organizational matters, or for any other advantage in advancing the company.
- Government agencies or entities with regulatory authority as required by law.
- Authorized entities are able to request disclosure of information under their legal authority, such as for legal proceedings.
- Partners, business associates, service providers, and data processors are entities that have been entrusted by the Company to manage, provide, or handle personal data for purposes such as system development, improvement, or security.
- Current and future affiliates of FinxpdX, including companies under common control or ownership.
- Entities involved in the process of mergers, asset sales, or acquisitions of all or part of the Company.
In the event that personal data is disclosed or transferred to third parties, FinxpdX shall ensure minimal data transfer and may use anonymization and pseudonymization for security. Third parties must maintain appropriate privacy policies and are prohibited from using personal data beyond the agreed legal bases and purposes.
In the event that the law requires obtaining the data subject’s consent prior to disclosing personal data, we will seek explicit consent from the data subject.
In the event that FinxpdX discloses personal data to other parties, we will implement appropriate measures to protect the disclosed personal data in accordance with legal requirements.
In the event that FinxpdX transfers personal data abroad, we will ensure that the destination country, international organization, or foreign recipient has adequate personal data protection standards. In certain situations, the Website may request the data subject’s permission for such transfers.
The Website will share personal data with the data subject as requested by the data subject.

Links to Third-Party Websites and/or Platforms

FinxpdX’s services may contain links to third-party websites, applications, products, or services that may collect certain information about the data subject’s use of such services. This privacy policy applies exclusively to the processing of personal data for purposes defined by FinxpdX. The Website disclaims any responsibility for the privacy or security of personal data collected by such third-party websites and/or platforms.

Security Measures for Personal Data Protection

FinxpdX prioritizes the security and protection of your personal data. We utilize a variety of indicators, including organizational, technological, and administrative safeguards, to ensure the safety of your information. Your personal data will be stored in both physical and digital formats, including electronic documents, at our headquarters and branches. Our servers are designed to be accessible only to authorized personnel, further enhancing the security of your data. We continuously evaluate our systems for risk factors to maintain the highest level of data security, adhering to the principles of confidentiality, integrity, and availability. The Website implements security measures as required by data protection laws or any other relevant laws, including administrative safeguards, technical safeguards, and physical safeguards to limit access to personal data, preventing unauthorized use, disclosure, destruction, or access. Third-party organizations that handle personal data on behalf of the Website must prioritize the security and appropriate processing of your personal information.

Nevertheless, FinxpdX cannot provide a complete assurance of the greatest privacy for any information you send to the Company, considering that the Internet is not entirely secure. Please be aware that emails sent through the platform may not be encrypted. We kindly request that you avoid including any personal information in your emails to us.

Rights of Data Subjects

Data subjects have various rights under the applicable data protection laws. These rights include:

Right to Access Data subjects have the right to access their personal data held by us and can request copies of such data. They may also ask us to disclose the origins of this data.
Right to Data Portability Data subjects have the right to receive their data in a format that can be read and used automatically by other systems, and to have their data transferred to another data controller, unless technically infeasible.
Right to Object Data subjects may object at any time to the processing of their personal data, especially if the processing is for direct marketing, scientific research, historical research, or statistical purposes, or is carried out in the public interest.
Right to Erasure or Destruction Data subjects can request the deletion or destruction of their personal data when it is no longer necessary for the purposes for which it was collected or when they believe that the data has been unlawfully processed.
Right to Restrict Processing Data subjects may request a restriction on processing their personal data while its accuracy is being verified or if there is an objection to its processing.
Right to Withdraw Consent Data subjects can withdraw their consent to data processing at any time, impacting only future processing activities and not those that have already occurred.
Right to Rectification Data subjects have the right to have inaccurate or outdated personal data corrected.
Right to Lodge a Complaint If data subjects believe that their data is being processed unlawfully or in violation of their rights, they have the right to lodge a complaint with the appropriate regulatory authority.
Other Rights In addition to the above, data subjects have the right to oppose and restrict the processing of their personal data under certain conditions, especially where the processing does not conform to contractual or other legal requirements.

Correction and Deletion of Personal Data

If any of your personal data is incorrect or misleading, has changed, or if you wish to be removed from our platform, you can email us at [email protected] for these requests.

You may withdraw your consent at any time by directly contacting the company. Such withdrawal will not affect any processing that has already taken place but will prevent future processing.

In certain cases, FinxpdX may not be able to facilitate the exercise of your rights, especially where legal proceedings are underway or if compliance with legal obligations necessitates it. Nevertheless, if you have provided consent for data processing, you maintain the right to withdraw that consent at any time by contacting us, and we will cease processing as quickly as possible.

FinxpdX records all requests to ensure thorough and prompt resolution of any issues.

Should you wish to exercise your rights or have complaints about how your personal data is processed, please contact our Data Protection Officer via [email protected]. We handle all requests securely and promptly in accordance with applicable laws.

Cookie Policy

What are cookies?

Cookies are small data files created from the interaction between a website and/or platform and the user’s computer or mobile device. Cookies record information and settings for various website usages, such as language preferences, usage status, and browsing history, to help users continuously access the website and/or platform.

How are cookies used?

Our website primarily uses “first-party cookies.” These cookies are set and controlled by us, not by any external organizations. The 3 types of first-party cookies used in the Website are to:

Store Visitor Preferences:

These cookies remember if you have agreed to (or refused) our site’s cookie policy and whether you have already responded to a survey or feedback pop-up, so you won’t be asked again.

Enhance Website Functionality:

Essential cookies that enable you to navigate our site and use its features effectively. They help maintain your session and remember your login details, ensuring a consistent user experience.

Gather Analytics Data:

Cookies that collect information about how you interact with our content, which articles you read, and which topics you spend the most time on. This data helps us understand user behavior and improve the quality and relevance of our content.

Detail of Cookies

Name	Service	Purpose	Duration
site_cookie_consent	Cookie Consent Management	Store your cookie preferences to avoid repeated requests.	Deleted after you close your browser.
user_session	Website Functionality	Ensure seamless navigation and interaction with our website by maintaining your session state across different pages.	1 year
content_interaction	User Interaction Analytics	Collect anonymous data on how users interact with our content, which helps us tailor and improve our educational material.	1 year

How can you manage cookies?

Users can manage their cookie preferences through their browser settings. You have the option to delete or block certain cookies, but please be aware that disabling cookies may impact the functionality and accessibility of our website and/or platform. If you have any further questions about this Cookie Policy, please contact our team at [email protected].

Policy Amendment

FinxpdX reserves the right, at its sole discretion, to modify, amend, alter, or revoke this policy at any time. Any changes or updates to the policy will become effective immediately upon posting on our website and/or platform. We will publish changes on this page and encourage you to review our data protection policy periodically to stay informed.

Should we make any amendments that fundamentally change the rights of data subjects, we will notify all affected parties through email or via our website and/or platform. Continued use of our website and/or platform after the posting or notification of any changes to this policy will constitute your acknowledgment and acceptance of the updated policy.

How to Contact Us

Should you have any inquiries or comments regarding this Policy, please do not hesitate to contact us at [email protected]. We endeavor to respond promptly within a reasonable timeframe. Your communications are always welcome.