The RBL World Safari credit card is designed to make your trips more affordable and rewarding. With a variety of travel rewards, exclusive offers, and benefits, this card aims to enhance your travel experiences while providing significant savings. With this card, you can earn points on every purchase, enjoy free airport lounge access, and get comprehensive travel insurance.
This credit card review is your guide to understanding how the features and benefits of the RBL World Safari card can help you make the most of its potential advantages. It aims to assist you in determining whether this card is the best option for your travel requirements, providing you with the necessary information to make an informed decision.
RBL World Safari Credit Card: Overview
Type: Travel rewards credit card
Regular Apr: 47.88% p.a.
Annual Fee: ₹3,000 + GST
Foreign Transaction Fee: 0 %
The RBL World Safari credit card is a superior travel rewards credit card offering various benefits to enhance travel experiences. This card provides significant savings and benefits designed for regular travelers and a competitive rewards program. With an annual charge of ₹3,000 plus goods and services tax (GST) and a regular annual percentage rate of 47.88%, its features outweigh its price. A significant advantage of zero foreign transaction fees makes it an excellent choice for those seeking to maximize travel benefits.
Eligibility
Applicants must meet age and income requirements to apply for the RBL World Safari card.
1. Salaried Individuals
- Age: 21-65 years
- Annual Income: ₹25,000 and above
2. Self-Employed Individuals
- Age: 21-65 years
- Annual Income: ₹30,000 and above
Rewards and Benefits of RBL World Safari Credit Card
The RBL World Safari credit card is packed with various rewards and exclusive benefits tailored to meet the needs of frequent travelers. From earning valuable points on every purchase to enjoying complimentary airport lounge access, the RBL World Safari card offers numerous perks.
Benefits
- Welcome Benefit
As a special travel encounter exclusively for you, new cardholders receive a welcome gift of a MakeMyTrip voucher worth ₹3,000. To avail of this offer, swipe your card once within 30 days of issuance and pay the membership fee within the first billing cycle. The voucher will be sent to your registered mobile number and email address.
- 0% Markup Fee
The RBL World Safari credit card offers a 0% markup fee on foreign currency transactions, saving you 4% on every international purchase. For instance, this card only charges $100 for a transaction that costs $100, unlike other cards that may charge $104.13 for the same transaction. With its significant savings and travel rewards, the RBL World Safari card is ideal for frequent travelers.
- Complimentary Lounge Access
In select lounges, the RBL Bank World Safari credit card offers free lounge visits.
- 2 complimentary lounge visits every quarter at major domestic airports in India
- 2 complimentary international lounge visits through Priority Pass in a membership year
- Additional complimentary visits through the Priority Pass lounge on spends of ₹50,000 in a calendar quarter
- Travel Insurance
The RBL Bank World Safari Card offers free travel insurance, providing comprehensive coverage for various travel-related incidents. This includes personal liability coverage, trip delays, baggage loss, loss of passport, and dental treatment. With these protections, you can travel with peace of mind, knowing you’re covered in case of unexpected events.
- 24-Hour Concierge Service
The RBL World Safari Card provides 24/7 access to a dedicated concierge desk, helping you with golf course reservations, hotel bookings, dining reservations, and referrals for spas, fitness centers, and sports centers. This service enhances your travel and lifestyle experiences, offering convenience and support whenever needed.
- Golf Privileges
Discover the golf privileges of your World Safari credit card, including access to prestigious golf courses nationwide, complimentary golf rounds, and free golf lessons to help improve your game.
- Fuel Surcharge Waiver
Refuel your journey with a fuel surcharge waiver at all fuel stations for transactions between ₹500 and ₹4,000, with a maximum waiver of ₹250 per month.
Rewards
- Reward Points
You can earn various benefits from the credit card after using this card. You can receive a variety of rewards, including:
- Travel Spends: Earn 5 travel points for every ₹100 spent
- Non-Travel Spends: Earn 2 travel points for every ₹100 spent
- International Spends: No reward points
- Miles and Milestones
The RBL World Safari credit card offers miles and milestones in addition to other benefits. Some are listed below:
- 10,000 travel points for annual spending of ₹2.5 lakhs.
- 15,000 additional travel points for annual spending of ₹5 lakhs.
- ₹10,000 gift card for spending ₹7.5 lakhs annually, redeemable at Taj Experiences, Amazon, Croma, Myntra, and MakeMyTrip.
RBL World Safari Credit Card Fees and Interest
Understanding the fees and interest rates associated with the RBL World Safari credit card is crucial for managing your finances effectively. This section will provide a detailed overview of the annual fees, late payment fees, and other charges linked to this credit card.
| Joining Fee | ₹3,000 + GST |
| Renewal Fee | ₹3,000 + GST |
| Annual Fee | ₹3,000 + GST |
| Late Payment Fee | 15% of total amount due (Min ₹50, Max ₹1,500) |
| Foreign Transaction Fee | 0% |
Pros & Cons
The RBL World Safari credit card provides valuable travel rewards and exclusive benefits but also has some drawbacks. This section briefly overviews the key advantages and disadvantages to help you decide if this card suits your needs.
Pros
- Travel rewards
- Complimentary lounge access
- Comprehensive travel insurance
Cons
- High annual fee
- High interest rate
- Priority pass charges
Pros Explained
- Earn points on every purchase with the RBL World Safari credit card, which can be redeemed for flights, hotel stays, and travel packages. This rewards program is ideal for frequent travelers, helping you save on travel expenses.
- Through the Priority Pass membership, you can enjoy two complimentary domestic lounge visits per quarter and two international lounge visits per year. These lounges offer amenities such as free Wi-Fi, refreshments, and comfortable seating, enhancing your travel experience.
- Benefit from comprehensive travel insurance that covers personal liability, trip delays, baggage loss, loss of passport, and dental treatment. This insurance provides peace of mind, protecting you against various travel-related risks.
Cons Explained
- Consider the high annual charge of ₹3,000 + GST for the RBL World Safari Card, as it is an expensive upfront cost. The annual charge may be worth it for frequent travelers who can leverage these benefits.
- Manage your spending carefully with the RBL World Safari credit card, which has a high annual percentage rate (APR) of 47.88%. To avoid high-interest charges, cardholders must manage their spending carefully and aim to pay off their balance in full each month.
- Evaluate the complimentary Priority Pass membership offered by the RBL World Safari credit card, but note that lounge access within India incurs a $35 fee per visit. This additional cost can add up for frequent domestic travelers.
Is RBL World Safari Credit Card Worth Considering?
The RBL World Safari credit card offers valuable travel rewards, including points on every purchase that can be redeemed for flights, hotel stays, and travel packages. It provides two complimentary domestic lounge visits per quarter and two international lounges per year with Priority Pass, enhancing travel comfort and providing comprehensive travel insurance. Additional perks include fuel surcharge waivers, golf privileges, and 24/7 concierge services.
However, the card comes with a high annual fee of ₹3,000 plus GST, a steep APR of 47.88%, and $35 fees for domestic lounge access via Priority Pass. These costs and the high spending requirements for some benefits should be weighed against the card’s rewards. This card can be a valuable asset for frequent travelers who can maximize its perks.
FAQs
The RBL World Safari credit card is ideal for frequent travelers as it is claimed as the first credit card in India to offer 0% currency markup cost on all foreign transactions. Travel advantages include lounge access, reward points, travel insurance, and card activation.
The RBL World Safari credit card offers travel benefits, including complimentary airport lounge access, a waiver on foreign currency transaction fees, and cashback on travel-related purchases, making it ideal for frequent travelers.
Yes, the card may offer dining privileges, such as discounts at partner restaurants or bonus points on dining expenses, varying by current offers and partnerships.
Cardholders should immediately report the lost or stolen card to RBL Bank’s customer service, which is open 24/7 to prevent fraudulent transactions and to request a replacement card.
Yes, reward points usually have an expiration period ranging from 1 to 2 years. To maximize benefits, it is important to redeem points before they expire.
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